Empowering First-Generation Immigrants

Building Financial Knowledge & Advancing Careers through Skill Enhancement

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Apps that help you
kick-start your journey​

Newly arrived international students in the USA might find several apps beneficial
to assist with various aspects of student life, from managing finances to staying
organized and informed. Here are some useful apps.
A mobile safety app empowering users to report incidents promptly, connecting them to designated authorities such as campus security or local law enforcement for swift response and enhanced community safety
Visit LiveSafe Mobile App
Experience seamless car sharing by renting vehicles from a community of owners nearby, making transportation convenient and efficient
Visit Getaround Car Sharing App
Empower hosts to share their cars and renters to choose from a diverse range of vehicles, transforming travel into a personalized and collaborative experience
Visit Turo Car Renting App
A versatile platform connecting users for local classifieds, job listings, housing, and various services in their community.
Visit Craiglist App
TaskRabbit connects you with skilled local Taskers to tackle your to-do list, from household chores to odd jobs, making life easier one task at a time.
Visit TaskRabbit
Empower Personal Wealth App provides comprehensive financial management, including budgeting, savings, and investment tools, to empower users in achieving their financial goals
Visit Empower Personal Wealth
View all

Confused?
Ask and share anything

Join the community to have access to group
of people who are going through struggles
and triumphs of being international students

Join community today

<span data-buffer="">Explore the
articles to know more

Explore compelling subjects by delving into a diverse array of intriguing topics

Empowering Immigrants: Navigating the Financial Landscape of a New Country

Welcome to a world where your financial journey is not just a destination but a thrilling adventure. As an immigrant, you’re navigating the crossroads of cultural exploration and personal growth,

SmartMoney Insights: Unveiling the Importance of Financial Literacy

Empowering Immigrants: How Digital Assets Can Build Your Financial Future

As an immigrant, in the US, the challenges of financial empowerment can be daunting. From language barriers to lack of credit history, the financial system in the US can be

Investing Basics

From Newcomer to Investor: Trading Digital Assets for Profit

In recent years, digital assets, such as cryptocurrencies, have become increasingly popular as an alternative investment for people worldwide, including new immigrants in the US. Trading digital assets can potentially

Investing Basics

Top Four Safe and Easy Digital Asset Trading Platforms for Immigrants

As a newcomer to the US, it can be challenging to navigate the complex landscape of digital asset trading platforms. There are several factors to consider, such as security, ease

Investing Basics

Risk vs. Reward: A Look at Buying Digital Assets as an Immigrant Investor

Digital assets, such as cryptocurrencies, have been gaining popularity as an alternative form of investment for people around the world, including immigrant freshmen students in the US. While digital assets

Investing Basics

Pay Off Your Loans Twice as Fast with the Rule of 72

As an immigrant in the USA, you may find yourself facing the challenge of consumer loan debt. However, there is a simple yet effective way to pay off your student

Credit and Debt Management

Empowering Immigrants: Navigating the Financial Landscape of a New Country

Welcome to a world where your financial journey is not just a destination but a thrilling adventure. As an immigrant,

SmartMoney Insights: Unveiling the Importance of Financial Literacy

Empowering Immigrants: How Digital Assets Can Build Your Financial Future

As an immigrant, in the US, the challenges of financial empowerment can be daunting. From language barriers to lack of

Investing Basics

From Newcomer to Investor: Trading Digital Assets for Profit

In recent years, digital assets, such as cryptocurrencies, have become increasingly popular as an alternative investment for people worldwide, including

Investing Basics

Top Four Safe and Easy Digital Asset Trading Platforms for Immigrants

As a newcomer to the US, it can be challenging to navigate the complex landscape of digital asset trading platforms.

Investing Basics

Risk vs. Reward: A Look at Buying Digital Assets as an Immigrant Investor

Digital assets, such as cryptocurrencies, have been gaining popularity as an alternative form of investment for people around the world,

Investing Basics

Pay Off Your Loans Twice as Fast with the Rule of 72

As an immigrant in the USA, you may find yourself facing the challenge of consumer loan debt. However, there is

Credit and Debt Management
View all

<span data-metadata=""><span data-buffer="">Frequently asked
questions

Experience assurance and expertise as we cover all your inquiries with precision and professionalism.

How do I establish credit in US as an international student?

To establish credit in the U.S. as an international student, consider obtaining a Social Security Number (SSN) when eligible usually through on campus jobs, after which you can apply for a secured credit card, making timely payments, and building a positive credit history.

The factors affecting your credit score in the U.S. include payment history, credit utilization, length of credit history, types of credit accounts, and recent inquiries. Bankruptcies, tax liens, and civil judgments can negatively affect your credit score. A diverse mix of credit types, such as credit cards, installment loans, and retail accounts, can positively influence your credit score. Additionally, opening too many accounts as an international student in the US can be counterproductive to your credit score by potentially lowering the average account age and increasing credit inquiries.

Yes, some universities and organizations offer financial aid options specifically tailored for international students, including scholarships, grants, and international student loans. It’s advisable to check with the respective educational institution and explore external scholarship opportunities.

A Social Security Number (SSN) is crucial for financial matters in the U.S, serving as a unique identifier for credit applications, employment, and tax purposes. International students can typically obtain an SSN by applying through the Social Security Administration (SSA) after securing eligible employment or meeting specific criteria outlined by the SSA.

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